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    Avg. APR
Low Interest   13.14%
Business   13.93%
Balance Transfer   15.63%
Student   15.92%
Airline   16.41%
Reward   16.51%
Cash Back   16.67%
Instant Approval   18.82%
Bad Credit   23.62%
Updated: 2018-02-25
Source: CreditCards.com

Pros and cons of tax refund prepaid cards

By Michelle Crouch
Published: February 23, 2018

Getting your IRS refund on a prepaid card -- offered by most big tax preparation firms -- has its benefits, especially for those without a bank account

>> Read Entire Story
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Expert Q&A
Do I have to pay taxes on deceased husband's debt? --If your husband had an estate, and if the estate had not been insolvent (had money in it to pay debts), the estate would have had to pay tax on any canceled debt. ... (more)
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To Her Credit
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Opening Credits
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Cashing In Q&A columns
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Rate report
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Breaking news
Citi to refund $330 million in interest charges to cardholders --Citi discovered errors in re-evaluating APRs for millions of cardholders who resumed on-time payments after slipping up... (more)
Rate survey: Average card APR holds steady at 16.41 percent --Feb. 21, 2018: Interest rates on new credit card offers didn’t budge this week, according to the CreditCards.com Weekly Credit Card Rate Report.... (more)
Roadside assistance, your credit card's little-known benefit --If your car breaks down by the side of the road, in some cases your credit card company won't leave you stranded ... (more)
Credit card on/off switches: More card issuers adding them --The digital switches give cardholders greater control over their accounts and can help reduce card fraud.... (more)
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Your Business Credit
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Best credit cards
Products
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Podcast
Charged Up! podcast: Money hacks --Find out how to negotiate down your bills, get your credit score up fast and create a budget you'll actually follow in this podcast episode... (more)
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Get to the Points
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Redeeming miles, points for a 'free' spring break trip --Redeeming rewards for a whole family during a peak travel time can present some unique challenges.... (more)
Using miles and points for Valentine's Day getaways --Put together a romantic getaway built for two using miles and points you have on your reward credit cards.... (more)
Reaping Your Rewards
4 ways to travel in the summer on points --Blackout dates often prevent you from traveling during the time you likely want to travel the most: peak season. Here are four tips to help you get flights with rewards once school is out... (more)
Airline cards can get you some perks in the cheap seats --The right airline cards can make rock-bottom fare airline restrictions bearable ... (more)
Which reward is better: cash back or travel? --Before you get taken in by a great sign-up bonus, make sure you know what reward structure is best.... (more)
5 steps for finding the right rewards card --There are a lot of offers on the market, but only some worth seriously considering... (more)
Best flat-rate cash back cards for 2018 --These cards pay more than 1 percent cash back on all purchases... (more)
Canada
Credit file alerts Canadian equivalent of U.S. freeze --Americans can order credit bureaus to "freeze" third parties -- including creditors -- from viewing their credit profile. Canadians don't have such tough credit file protections... (more)
A breakdown of contactless payments --Wondering exactly how contactless payments work? This illustration breaks it down... (more)
How credit card interest works --You might know what your credit card's interest rate is, but do you know how interest really works? Here's everything you need to know about your card's APR... (more)
Secured credit cards won't shut you out from rewards --No credit? Bad credit? Secured credit cards may be what you're looking for. And you don't have to pass on rewards -- many offer cash back or other points... (more)
7 surprising facts about your credit score --Having a good credit score can open doors to lower interest rates. But raising your score requires knowing some counter-intuitive rules... (more)
Have Cards, Will Travel
3 ways many rewards cards give you hotel status --You may get hotel status at sign-up, a points boost with your card or a higher elite grade with a spending milestone... (more)