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Low Interest   10.37%
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Updated: 2014-10-21
Source: CreditCards.com

Q&A: 'Bad Paper' author Jake Halpern roams debt collection's Wild West

By Jay MacDonald
Published: October 21, 2014

Author Jake Halpern goes undercover as a debt collector and uncovers a world of rich characters, conflicts and unsavory behavior

>> Read Entire Story
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Speaking of Credit
Retail cards, the Rodney Dangerfields of credit, deserve respect --Store cards get a bad rap. But closing even an unused retail card can hurt credit utilization and lower your credit score... (more)
The good and the bad of credit account 'piggybacking' --Authorized users can greatly benefit from being tagged in an account with a good credit score. But they can also be hurt if the account is not so great... (more)
Prescreened card offers don't impact your credit score --Prequalified or prescreened credit card offers just mean you meet a card issuer's broad criteria. But if you try to take the offer, the real credit check occurs... (more)
Forget the 30 percent credit utilization 'rule' – it's a myth --When it comes to credit utilization and your credit score, a very low credit-to-borrowing ratio is best, and it's a myth that your score falls off a cliff once you hit 30 percent ... (more)
How leaving a tiny card balance each month affects credit score --Keeping the balance-to-credit ratio low, paying in full and on time is a better way to get the most from your secured card... (more)